会翻译的进来，送积分

Honesty is one of the relationship between the healthy operation of market economy, the enterprise is the major problems of market economy, the most important market main body, also the subject, thus creating wealth of enterprise credit should play an important role. This paper discusses the status quo and the lack of credibility enterprises is analyzed, the harm of much significance of reality.

Our enterprise credit loss is as follows:

(1) from the enterprise and government regulations, some enterprise credit relations, responsible for tax evasion by current, swindle, smuggling and illegal activities such as export tax rebates, and make false account, providing false financial report, with government departments.

(2) from the enterprise and the relationship between the bank credit funds, many enterprises in the bank loan when it did not consider how to loan, some even didn't intend to return, make the bank the liquidity of credit asset, profitability, threatens the safety, caused great credit risk.

(3) from enterprises and the relationship between commercial credit, commercial credit has deterioration trend. Commercial credit is one kind of both to expand sales scale, and dealing with the buyer to alleviate the contradiction between enterprises insufficient funds directly, but in domestic credit has a commercial credit relations deteriorating phenomenon. Total debt between enterprise and extraordinary growth, seriously affected the normal operation of production and operation of enterprises and disturbs the normal order of market economy.

(4) from the enterprise and the consumer relationship between commercial reputation, reputation is reduced greatly. Fake, false advertising, fraud is between enterprises and consumers the deteriorating of the relationship between the main reason. Our economic life most serious discredit phenomenon is caused by the counterfeit. The large scale of counterfeit and influence, the deep, has reached the intolerable. Enterprise of fake and low-quality commodities, is common, consumers a most strongly reflects the behavior of enterprise.

(5) between the enterprise and employees, managers of administrative integrity of relationship. The most prominent contradiction is enterprise wage arrears, especially the default wage workers. On the other hand, some random reduced commission wages, below the minimum wage, don't give legal holiday special wages and overtime wages as enterprises lack integrity of new questions.

(6) enterprises and investors of financing integrity. Business fraud, illegal financial companies, with auditing company providing false financial information, financial report cheating investors and consumers.

(7) lack of public environmental enterprise moral integrity. Some enterprise damage and social environment, discharge waste at the wood-cutters, occupy land, environmental pollution, violated the enterprise must be beneficial to society and human's long-term development.

(8) enterprise in international exchanges, lack of protection of intellectual property rights piracy and rampant. Small and medium-sized enterprises in China due to the legal consciousness weak, often caused by imitating product patent infringement, trademark infringement, this is not the sincerity.